You must first open a share savings account with a minimum deposit of $5 before you can open a checking account. There are no minimum balance or monthly service charges. They offer free mobile banking, free online bill pay, and access to 55,000+ Allpoint ATMs Nationwide. Account holders can also get paid up to 3 days early with direct deposit. Our Classic Checking account features no monthly fees, no low-balance fees, competitive dividends, and many additional benefits, such as: Free online banking - 24/7 account management; Free mobile banking - Your finances on the go; Free bill pay - Easily take care of expenses; ATM withdrawals - Quick cash without paying fees; Direct deposit.

The best way to go to Chase.com:

No Deposit Required Checking Account

Free Checking Account Without Opening Deposit Near Me

$0 Opening Deposit Checking Account

• Make sure your cookies are enabled. See our Online Privacy Policy to learn why we use cookies.
  
• Check your browser to see if you have the latest version.
  Not sure what browser version you're using? Go to whatsmybrowser.org to get details about your current browser. Once you have this information, update your browser using the links above.
• When updating your browser, consider this:
  • Some features and functions may not operate properly with unsupported browser versions.
  • We don't support beta or development browser versions. The browser has to be an officially released version.
  • If you're using the latest officially released browser version, there might be a slight delay in our supporting this version as we must conduct testing to ensure it not only meets our strict security standards but also supports all our online features and enhancements.
  • We don't support browsers in Compatibility Mode (this only applies to Internet Explorer).
  • We don't support third-party browser extensions or plug-ins.