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• Chase Bank Cd Rates Louisiana
• Chase Bank Cd Rates New York

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Your CD. Your choice.

How do you want to manage your CD upon maturity?

CD Text Message Program: Message and data rates may apply. For help call 1-800-935-9935. For help call 1-800-935-9935. Reply STOP to 87256 to no longer receive Chase CD text messages until you provide your consent again. CD ladders can be opened by a banker at any branch, but cannot be opened online at this time. All 4 CDs in a ladder are opened at the same time, for the same amount, with a minimum of $1,000 in each CD. CD ladders can be opened only for qualifying Chase Private Client or Business Banking clients. Annual Percentage Yield (APY) is accurate as of and applies to the initial term of a new Standard Term CD. The minimum balance required to open this CD is $1,000. We may limit the amount you deposit in one or more CDs to a total of $1,000,000 ($250,000 for CDs opened through bankofamerica.com).A penalty may be imposed for early withdrawal.

Auto Renew

There is nothing you need to do. Your CD will renew automatically at the interest rate in effect on your maturity date.

Make Changes

Visit a branch or call 1-800-935-9935 to add funds, withdraw some or all of your funds, or change the term of your CD.

Chase Bank Cd Rates Louisiana

Here's what happens when your CD matures.

On the maturity date or during the 10-day grace period you can change the term of your CD, make additional deposits (for non-retirement CDs only), or withdraw your CD principal without paying an early withdrawal penalty. We'll notify you prior to the maturity date and recommend discussing your options with your Chase banker.

A few things to keep in mind:

• For the renewal term, your CD will earn the CD relationship rate as long as it's linked to a qualifying Chase personal checking account.
• If your CD is closed during the grace period, it won't earn interest on or after the maturity date.

Find a Chase ATM or branch

To find a Chase ATM or branch near you, tell us a ZIP code or an address.

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Build a Certificate of Deposit (CD) ladder

Chase Bank Cd Rates New York

• Overview
• How CD Ladders work
• Account benefits
• Find a branch
• FAQs

Make your savings work harder for your business

A CD ladder allows you to open four CDs at the same time, for the same amount, but maturing at staggered intervals.

Here’s an example for a 12-month CD ladder:

You open four CDs at the same time, with 3-, 6-, 9- and 12-month terms.

When each CD matures, its new term automatically changes to 12 months.

The result is four 12-month CDs, with one maturing every three months.

Design your personalized CD laddering strategy today.

More benefits of a CD ladder

Cash is available at planned intervals to help cover expenses.

CDs that reach maturity can be rolled into a new CD that matches the APY and term of the longest CD or you can use the money.

You’ll earn a fixed interest rate and have the security of FDIC insurance.

Go to your local branch to get started

Frequently Asked Questions

What is a CD ladder?

A CD ladder is a group of CDs opened at the same time for the same amount, but with different terms. When each CD matures, its term will change to the longest term of the ladder.

What are the benefits of a CD ladder?

A CD ladder allows you to earn interest over time and potentially take advantage of rising rates while also providing you with steady access to your money.

What are the term options for a CD ladder?

We offer two CD ladders: A 4-month CD ladder made up initially of 1-, 2-, 3- and 4-month term CDs, and a 12-month CD ladder made up initially of 3-, 6-, 9- and 12-month term CDs. Each CD in the ladder receives its own unique account number and CD receipt at account opening.

How do I open a CD ladder?

CD ladders can be opened by a banker at any branch, but cannot be opened online at this time. All 4 CDs in a ladder are opened at the same time, for the same amount, with a minimum of $1,000 in each CD. CD ladders can be opened only for qualifying Chase Private Client or Business Banking clients.

Will each CD in the ladder renew automatically?

Each CD will automatically renew to the longest term of the ladder (either 4 or 12 months). You'll be reminded of the new term on your CD Maturity Notice, which you'll receive as each CD in the ladder reaches maturity.

Can I add or withdraw money once the CD in a ladder matures?

You may add or withdraw money in a CD during the grace period following each CD’s maturity date.

How do interest rates work for CD ladders?

Interest rates vary based on the account balance at opening or renewal. See the CD ladder section of the Deposit Rate Sheet for the specific interest rate for each CD term in a ladder.

Can I change a standard CD to a CD ladder?

A standard CD cannot be changed to a CD ladder. However, once your CD matures you can choose to withdraw funds from your standard CD and open a CD ladder as a group of 4 CDs.